Applying is easy, visit, choose your location, and fill out the application.

Apply Online Now

You Can Finance at Vern Eide Motorcars! 


We often hear one of the most intimidating aspects of getting behind the wheel of a new car is understanding the financing process. Knowing this, your trusted Sioux Falls dealership wants to outline how we make the process clear cut and stress free. Our finance experts will work closely with you to be sure you know exactly what you’re getting into from the start. When it comes time to switch up how you drive around Sioux Falls, trust Vern Eide Motorcars to make it possible.


For starters, we want to define what Car Financing means. 


Car financing denotes a means of getting a new car without purchasing it outright with cash. This may entail leasing a new or used vehicle, which means you’ll drive a car for a set period of time, for a limited number of miles and pay only for the depreciation of the vehicle over that timeframe. It may also entail taking out a loan to cover the cost of the car, which you will pay over time, typically with added interest. In either situation, you’ll be making monthly payments.


How To Apply For Credit Online


OK, now that you’re ready to get pre-approved, what’s next? There are three ways to apply for a credit at Vern Eide Motorcars: online with our credit application, phone or in person. All of the options are easy, but they’re not equal in terms of convenience or how long they take. Typically, the fastest and easiest way to get pre-approved is with our online application at Applying online is the fastest, most convenient method because you can do it any time, from anywhere in Sioux Falls.


Bad Credit Car Dealerships in Sioux Falls


For over many years, Vern Eide Motorcars’ loan experts have helped Sioux Falls drivers discover, apply and be approved for auto financing. As Sioux Falls' trusted dealership, we also specialize in helping car shoppers that may have bad credit. With our vast inventory of hundreds and hundreds of new and used cars, trucks, vans and SUV's, you won't have to sacrifice selection or quality in order to get approved for an auto loan.

Whether you've had bad credit, poor credit, fair credit or no credit at all, the Fun, Fast & Easy process can work out for you! 


We've helped over hundreds and hundreds of Sioux Falls drivers qualify for financing despite all sorts of credit challenges. We understand that bad credit happens to good people, and we firmly believe everyone should have a chance to repair past credit problems. Above all, we believe everyone deserves to be treated with respect. 


To get started, simply complete our free and easy loan application with no obligation. You're only a few minutes away from getting approved, and you could be driving around Harrisburg, Tea or Brandon in a new or pre-owned vehicle today!